FREQUENTLY ASKED QUESTIONS

  • How Long Will it Take?

    • Because credit repair depends on a variety of factors, the time will vary. On average, clients are satisfied with the results within four months. Lasting credit repair is a process and not an overnight “quick-fix.”

  • What Items Can Be Removed?

    • We can’t tell you upfront that ANY item can or will be removed from our clients’ credit reports. Again, like all legally compliant credit repair agencies, we can only remove items that show to be inaccurate, outdated, or unverifiable. However, MANY items on most people’s reports could fall into one of those categories. Here are some examples:

      • Student Loans

      • Bankruptcies

      • Medical Bills

      • Credit Cards

      • Late Payments

  • How Much Will My Score Go Up?

    • As much as we would like to, there is simply no way to know the answer to this question. There are far too many factors involved in the credit scoring model; the biggest variable being the “human factor”. We don’t know what you are going to do during this process. You might get new lates, max out credit cards, get new credit, get new collections, get a judgment placed against you, or one of the hundreds of other things that would change the outcome of your service. REMEMBER! Credit Elect is hired only to help remove items from your report that you wish for us to work on, the score change is simply a byproduct of our service.